{"id":29,"date":"2026-10-05T15:00:00","date_gmt":"2026-10-05T15:00:00","guid":{"rendered":"https:\/\/www.theelite15financial.com\/blog\/?p=29"},"modified":"2026-10-05T15:00:00","modified_gmt":"2026-10-05T15:00:00","slug":"families-often-delay-having-life-insurance-talks","status":"publish","type":"post","link":"https:\/\/www.theelite15financial.com\/blog\/2026\/10\/05\/families-often-delay-having-life-insurance-talks\/","title":{"rendered":"Families often delay having Life Insurance Talks"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/campbell-2\/lincoln-life-insurance-7abd\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>As someone who\u2019s spent a lifetime in leadership\u2014first in the U.S. Army, now as founder of The Elite 15 Financial\u2014I know firsthand how crucial clear communication is, especially when it comes to protecting our loved ones. Yet, a recent finding caught my attention: 78% of global families haven\u2019t had a real conversation about life insurance. That\u2019s not just a statistic\u2014it\u2019s a reminder of how easily we put off essential planning. Even more telling, 60% of adult children think their parents have life insurance, but only 44% of those parents actually do. This disconnect doesn\u2019t stop at insurance; it extends to retirement, healthcare costs, and legacy planning, leaving families exposed when it matters most.<\/p>\n<p>From my experience, one of the most practical steps is to hold a family meeting every year, or after big life changes, to discuss protection needs and document decisions together. Involving a financial professional early\u2014someone who values integrity and education\u2014can help ensure that life insurance becomes a meaningful part of your overall financial strategy, alongside saving, investing, and retirement planning. Protecting families and building legacies isn\u2019t just my mission\u2014it\u2019s a responsibility we all share.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>As someone who\u2019s spent a lifetime in leadership\u2014first in the U.S. Army, now as founder of The Elite 15 Financial\u2014I know firsthand how crucial clear communication is, especially when it comes to protecting our loved ones. Yet, a recent finding caught my attention: 78% of global families haven\u2019t had a real conversation about life insurance. [&hellip;]<\/p>\n","protected":false},"author":406,"featured_media":30,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-29","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/posts\/29","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/users\/406"}],"replies":[{"embeddable":true,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/comments?post=29"}],"version-history":[{"count":1,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/posts\/29\/revisions"}],"predecessor-version":[{"id":31,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/posts\/29\/revisions\/31"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/media\/30"}],"wp:attachment":[{"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/media?parent=29"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/categories?post=29"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.theelite15financial.com\/blog\/wp-json\/wp\/v2\/tags?post=29"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}